List of Digital Banks in USA

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With the rise of technology, banking has become more convenient and accessible for everyone. Digital banks are leading the way in online banking and have become increasingly popular due to their user-friendly interfaces, low fees, and high-interest rates. In this article, we will be discussing the various digital banks in the USA.

1. Ally Bank

Ally Bank is a popular digital bank that offers checking and savings accounts, as well as CDs and IRA accounts. They have no minimum balance requirements and no monthly fees. Ally Bank also has a mobile app that allows you to easily manage your accounts on-the-go.

2. Chime Bank

Chime Bank offers a fee-free online checking account and savings account with a competitive interest rate. They also have a feature called “SpotMe” that allows you to overdraft up to $100 without any fees. Chime Bank also offers a mobile app that allows you to easily manage your accounts and make mobile deposits.

3. Varo Bank

Varo Bank is a fully digital bank that offers checking and savings accounts, as well as personal loans. They have no minimum balance requirements and no monthly fees. Varo Bank also has a mobile app that allows you to easily manage your accounts and make mobile deposits.

4. Simple Bank

Simple Bank is a digital bank that offers a fee-free checking account and a high-yield savings account. They also have budgeting tools and features that allow you to easily manage your money. Simple Bank has a mobile app that lets you easily manage your accounts and make mobile deposits.

5. Capital One 360

Capital One 360 is a digital bank that offers checking accounts, savings accounts, and CDs. They have no minimum balance requirements and no monthly fees. Capital One 360 also has a mobile app that allows you to easily manage your accounts and make mobile deposits.

6. Discover Bank

Discover Bank is a digital bank that offers checking accounts, savings accounts, and CDs. They have no minimum balance requirements and no monthly fees. Discover Bank also offers a cashback checking account and a mobile app that allows you to easily manage your accounts and make mobile deposits.

7. Axos Bank

Axos Bank is a digital bank that offers checking accounts, savings accounts, and CDs. They have no minimum balance requirements and no monthly fees. Axos Bank also offers a cashback checking account and a mobile app that allows you to easily manage your accounts and make mobile deposits.

8. Betterment

Betterment is a digital bank that offers checking and savings accounts, as well as investment accounts. They have no minimum balance requirements and no monthly fees. Betterment also has a mobile app that allows you to easily manage your accounts and make mobile deposits.

9. SoFi Money

SoFi Money is a digital bank that offers a cash management account with a high-interest rate. They have no minimum balance requirements and no monthly fees. SoFi Money also offers budgeting tools and features that allow you to easily manage your money. SoFi Money has a mobile app that lets you easily manage your accounts and make mobile deposits.

10. Marcus by Goldman Sachs

Marcus by Goldman Sachs is a digital bank that offers savings accounts, CDs, and personal loans. They have no minimum balance requirements and no monthly fees. Marcus by Goldman Sachs also has a mobile app that allows you to easily manage your accounts and make mobile deposits.

11. Aspiration

Aspiration is a digital bank that offers checking and savings accounts with a high-interest rate. They have no minimum balance requirements and no monthly fees. Aspiration also has a mobile app that allows you to easily manage your accounts and make mobile deposits.

12. NBKC Bank

NBKC Bank is a digital bank that offers checking accounts, savings accounts, and CDs. They have no minimum balance requirements and no monthly fees. NBKC Bank also has a mobile app that allows you to easily manage your accounts and make mobile deposits.

13. Synchrony Bank

Synchrony Bank is a digital bank that offers savings accounts, CDs, and IRA accounts. They have no minimum balance requirements and no monthly fees. Synchrony Bank also has a mobile app that allows you to easily manage your accounts and make mobile deposits.

14. TIAA Bank

TIAA Bank is a digital bank that offers checking accounts, savings accounts, CDs, and money market accounts. They have no minimum balance requirements and no monthly fees. TIAA Bank also has a mobile app that allows you to easily manage your accounts and make mobile deposits.

15. UFB Direct

UFB Direct is a digital bank that offers savings accounts, CDs, and money market accounts. They have no minimum balance requirements and no monthly fees. UFB Direct also has a mobile app that allows you to easily manage your accounts and make mobile deposits.

16. CIT Bank

CIT Bank is a digital bank that offers savings accounts, CDs, and money market accounts. They have no minimum balance requirements and no monthly fees. CIT Bank also has a mobile app that allows you to easily manage your accounts and make mobile deposits.

17. HSBC Direct

HSBC Direct is a digital bank that offers savings accounts and CDs. They have no minimum balance requirements and no monthly fees. HSBC Direct also has a mobile app that allows you to easily manage your accounts and make mobile deposits.

18. American Express National Bank

American Express National Bank is a digital bank that offers savings accounts and CDs. They have no minimum balance requirements and no monthly fees. American Express National Bank also has a mobile app that allows you to easily manage your accounts and make mobile deposits.

19. Alliant Credit Union

Alliant Credit Union is a digital bank that offers checking accounts, savings accounts, and CDs. They have no minimum balance requirements and no monthly fees. Alliant Credit Union also has a mobile app that allows you to easily manage your accounts and make mobile deposits.

20. Bank5 Connect

Bank5 Connect is a digital bank that offers checking accounts, savings accounts, and CDs. They have no minimum balance requirements and no monthly fees. Bank5 Connect also has a mobile app that allows you to easily manage your accounts and make mobile deposits.

21. FNBO Direct

FNBO Direct is a digital bank that offers checking accounts, savings accounts, and CDs. They have no minimum balance requirements and no monthly fees. FNBO Direct also has a mobile app that allows you to easily manage your accounts and make mobile deposits.

22. Salem Five Direct

Salem Five Direct is a digital bank that offers savings accounts and CDs. They have no minimum balance requirements and no monthly fees. Salem Five Direct also has a mobile app that allows you to easily manage your accounts and make mobile deposits.

23. Sallie Mae Bank

Sallie Mae Bank is a digital bank that offers savings accounts and CDs. They have no minimum balance requirements and no monthly fees. Sallie Mae Bank also has a mobile app that allows you to easily manage your accounts and make mobile deposits.

24. SimpleFi

SimpleFi is a digital bank that offers checking accounts, savings accounts, and CDs. They have no minimum balance requirements and no monthly fees. SimpleFi also has a mobile app that allows you to easily manage your accounts and make mobile deposits.

25. TAB Bank

TAB Bank is a digital bank that offers checking accounts, savings accounts, and CDs. They have no minimum balance requirements and no monthly fees. TAB Bank also has a mobile app that allows you to easily manage your accounts and make mobile deposits.

26. Vio Bank

Vio Bank is a digital bank that offers savings accounts and CDs. They have no minimum balance requirements and no monthly fees. Vio Bank also has a mobile app that allows you to easily manage your accounts and make mobile deposits.

27. CIT Bank

CIT Bank is a digital bank that offers savings accounts, CDs, and money market accounts. They have no minimum balance requirements and no monthly fees. CIT Bank also has a mobile app that allows you to easily manage your accounts and make mobile deposits.

28. Live Oak Bank

Live Oak Bank is a digital bank that offers savings accounts, CDs, and personal loans. They have no minimum balance requirements and no monthly fees. Live Oak Bank also has a mobile app that allows you to easily manage your accounts and make mobile deposits.

29. MemoryBank

MemoryBank is a digital bank that offers checking accounts and savings accounts. They have no minimum balance requirements and no monthly fees. MemoryBank also has a mobile app that allows you to easily manage your accounts and make mobile deposits.

30. Nationwide Bank

Nationwide Bank is a digital bank that offers checking accounts, savings accounts, and CDs. They have no minimum balance requirements and no monthly fees. Nationwide Bank also has a mobile app that allows you to easily manage your accounts and make mobile deposits.

Conclusion

These are just some of the many digital banks available in the USA. Each of these banks offers unique features and benefits, so it’s important to do your research and find the one that best meets your needs. With digital banking, you can easily manage your accounts from anywhere at any time, making it a convenient option for many people.