Bank of America offers a digital card that can be used for online purchases, in-store purchases, and cashless transactions. The digital card is a convenient option for those who do not want to carry physical cards around. In this article, we will guide you on how to use Bank of America digital card.
Step 1: Download the Bank of America Mobile App
The first step is to download the Bank of America mobile app from the App Store or Google Play Store. The app is available for both iOS and Android devices. Once you have downloaded the app, log in to your account using your credentials.
Step 2: Add the Digital Card to Your Wallet
After logging in to your account, navigate to the “Wallet” section of the app. Here, you will see an option to add a new card. Click on the option and select “Digital Card” from the list of available cards. Enter the required details such as card number, expiration date, and CVV code.
Step 3: Activate the Digital Card
Once you have added the digital card to your wallet, you need to activate it before you can start using it. To activate the card, click on the card and select the “Activate” option. Follow the on-screen instructions to complete the activation process.
Step 4: Use the Digital Card for Online Purchases
To use the digital card for online purchases, select the card from your wallet and copy the card number, expiration date, and CVV code. When making a purchase online, enter the details in the payment section. The transaction will be processed just like a regular credit or debit card transaction.
Step 5: Use the Digital Card for In-Store Purchases
To use the digital card for in-store purchases, open the Bank of America mobile app and select the card from your wallet. Click on “Add to Apple Wallet” or “Add to Google Pay” depending on your device. Once the card is added to your mobile wallet, you can use it to make contactless payments at any store that accepts mobile payments.
Step 6: Monitor Your Digital Card Transactions
You can monitor your digital card transactions by logging in to the Bank of America mobile app and navigating to the “Transactions” section. Here, you can view your transaction history and check your balance. You will also receive notifications for any transactions made using your digital card.
Step 7: Report Lost or Stolen Digital Cards
If your digital card is lost or stolen, report it immediately by logging in to the Bank of America mobile app and navigating to the “Card Management” section. Here, you will see an option to report a lost or stolen card. Once you report the card, it will be deactivated, and a new digital card will be issued to you.
Step 8: Change Your Digital Card PIN
You can change your digital card PIN by logging in to the Bank of America mobile app and navigating to the “Card Management” section. Here, you will see an option to change your PIN. Enter the new PIN and confirm it. Your new PIN will be activated immediately.
Step 9: Set Spending Limits for Your Digital Card
You can set spending limits for your digital card by logging in to the Bank of America mobile app and navigating to the “Card Management” section. Here, you will see an option to set spending limits. Enter the desired limit and confirm it. Your spending limit will be updated immediately.
Step 10: Redeem Rewards with Your Digital Card
Bank of America offers rewards programs for their digital cards. You can redeem rewards by logging in to the Bank of America mobile app and navigating to the “Rewards” section. Here, you will see the rewards available for your digital card. Select the reward you want to redeem and follow the on-screen instructions.
Conclusion
Using Bank of America digital card is a convenient and secure way to make online and in-store purchases. By following the steps outlined in this article, you can easily add, activate, and use your digital card for all your transactions. Make sure to monitor your transactions regularly and report any issues immediately to ensure the safety of your funds.