When it comes to banking, one of the most important pieces of information you need is your routing number. This nine-digit number is used to identify your bank and make sure that your transactions are processed correctly. Bank of America is one of the largest banks in the United States, and if you’re a customer, you’ll need to know your routing number. In this article, we’ll go over everything you need to know about the 9 digit routing number Bank of America.
What is a Routing Number?
Before we get into the specifics of Bank of America’s routing number, let’s first go over what a routing number is and why it’s important. A routing number is a unique nine-digit code that’s assigned to each bank in the United States. It’s used to identify the bank and ensure that transactions are processed correctly. There are two types of routing numbers: ABA routing numbers and ACH routing numbers.
ABA routing numbers are used for paper or check transactions, while ACH routing numbers are used for electronic transactions. If you’re making a wire transfer, you’ll need to use an ABA routing number. If you’re setting up direct deposit or automatic payments, you’ll need to use an ACH routing number.
Bank of America Routing Number
Bank of America’s routing number is 9 digits long and is unique to each state. This means that if you’re a Bank of America customer, your routing number will be different depending on the state where you opened your account. You can find your routing number in a few different places:
- Your checks
- Online banking portal
- Bank of America mobile app
If you’re unsure of your routing number, you can also contact Bank of America customer service for assistance.
Why Do You Need Your Routing Number?
So, why do you need your routing number? There are a few different reasons:
- Setting up direct deposit: If you want your paycheck or other payments to be deposited directly into your Bank of America account, you’ll need to provide your routing number.
- Transferring money: If you need to transfer money to another account, whether it’s within Bank of America or another bank, you’ll need to provide your routing number.
- Setting up automatic payments: If you want to set up automatic payments for bills or other expenses, you’ll need to provide your routing number.
How to Use Your Routing Number
Using your routing number is easy. If you’re setting up direct deposit, you’ll typically be asked to provide your routing number and account number. If you’re transferring money, you’ll need to provide the recipient’s routing number and account number as well as your own. If you’re setting up automatic payments, you’ll need to provide your routing number and account number to the company or service that you’re paying.
It’s important to double-check that you’re using the correct routing number to avoid any delays or errors with your transactions.
How to Find Your Bank of America Routing Number
As mentioned earlier, you can find your Bank of America routing number in several different places. Here’s how:
- Checks: Your routing number will be printed on the bottom left-hand corner of your checks.
- Online banking portal: Log in to your Bank of America online banking account and navigate to the account information section. Your routing number should be listed there.
- Bank of America mobile app: If you’re using the Bank of America mobile app, you can find your routing number by navigating to the account information section.
- Customer service: If you’re still having trouble finding your routing number, you can contact Bank of America customer service for assistance.
Bank of America Routing Number by State
As mentioned earlier, Bank of America’s routing number is unique to each state. Here are the routing numbers for each state:
- Alabama: 051000017
- Alaska: 051000017
- Arizona: 122101706
- Arkansas: 082000073
- California: 121000358
- Colorado: 123103716
- Connecticut: 011900571
- Delaware: 031202084
- Florida: 063100277
- Georgia: 061000052
- Hawaii: 051000017
- Idaho: 123103716
- Illinois: 081904808
- Indiana: 071214579
- Iowa: 073000176
- Kansas: 101100045
- Kentucky: 051000017
- Louisiana: 051000017
- Maine: 011200365
- Maryland: 052001633
- Massachusetts: 011000138
- Michigan: 072000805
- Minnesota: 051000017
- Mississippi: 051000017
- Missouri: 081000032
- Montana: 051000017
- Nebraska: 051000017
- Nevada: 122400724
- New Hampshire: 011400495
- New Jersey: 021200339
- New Mexico: 107000327
- New York: 021000322
- North Carolina: 053000196
- North Dakota: 051000017
- Ohio: 051000017
- Oklahoma: 103000017
- Oregon: 323070380
- Pennsylvania: 031202084
- Rhode Island: 011500010
- South Carolina: 053904483
- South Dakota: 051000017
- Tennessee: 064000020
- Texas: 111000025
- Utah: 051000017
- Vermont: 051000017
- Virginia: 051000017
- Washington: 125000024
- West Virginia: 051000017
- Wisconsin: 051000017
- Wyoming: 051000017
Conclusion
Knowing your Bank of America routing number is essential if you want to make sure that your transactions are processed correctly. Your routing number is unique to your bank and state, so it’s important to double-check that you’re using the correct number for your transactions. You can find your routing number on your checks, online banking portal, Bank of America mobile app, or by contacting customer service. With this information, you’ll be able to confidently make transactions and manage your finances with Bank of America.