Bank of Punjab Roshan Digital Account: A Complete Guide

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Bank of Punjab has launched its digital account named Roshan Digital Account to facilitate overseas Pakistanis. The account is designed to provide a hassle-free platform for non-resident Pakistanis to open and operate their bank accounts from anywhere in the world.

What is a Roshan Digital Account?

A Roshan Digital Account is a digital banking solution for non-resident Pakistanis. It is an initiative of State Bank of Pakistan to promote digital banking among overseas Pakistanis. The account can be opened and operated online without visiting the bank branch in Pakistan.

Features of Roshan Digital Account

The Bank of Punjab Roshan Digital Account offers the following features:

  • Easy account opening process
  • No minimum balance requirement
  • Free online fund transfers within Pakistan
  • Free access to internet banking
  • Free debit card
  • 24/7 customer support

Eligibility Criteria for Roshan Digital Account

The following are the eligibility criteria for opening a Roshan Digital Account:

  • Non-resident Pakistani
  • Valid Pakistani passport or National Identity Card for Overseas Pakistanis (NICOP)
  • Valid email address
  • Valid mobile phone number

Documents Required for Roshan Digital Account

The following documents are required for opening a Roshan Digital Account:

  • Copy of valid Pakistani passport or NICOP
  • Proof of overseas address
  • Proof of income

How to Open a Roshan Digital Account?

Follow these simple steps to open a Roshan Digital Account:

  1. Visit the Bank of Punjab website
  2. Click on ‘Open an Account’
  3. Select ‘Roshan Digital Account’
  4. Provide your personal information and upload the required documents
  5. Verify your email address and mobile phone number
  6. Wait for the account to be approved
  7. Once the account is approved, you will receive an email with your account details

Benefits of Roshan Digital Account

The Bank of Punjab Roshan Digital Account offers the following benefits:

  • Convenient and hassle-free account opening process
  • Free online fund transfers within Pakistan
  • Access to internet banking from anywhere in the world
  • 24/7 customer support
  • No minimum balance requirement

Conclusion

The Bank of Punjab Roshan Digital Account is a great initiative to facilitate non-resident Pakistanis. It offers a convenient and hassle-free platform to open and operate bank accounts from anywhere in the world. The account comes with no minimum balance requirement and offers free online fund transfers within Pakistan. If you are a non-resident Pakistani, you should definitely consider opening a Roshan Digital Account for your banking needs.