ICICI Bank is one of the leading banks in India, offering a wide range of services to its customers. One of the most important aspects of banking is the account number, which is used to identify the account and carry out transactions. In ICICI Bank, the account number consists of 18 digits, which may seem confusing to some customers. Let’s take a closer look at the 18 digit account number in ICICI Bank.
Breakdown of the 18 Digit Account Number
The 18 digit account number in ICICI Bank can be broken down into three parts:
1. Bank Code
The first four digits of the account number represent the bank code, which is unique to ICICI Bank. This code is used to identify the bank and distinguish it from other banks in India.
2. Branch Code
The next six digits represent the branch code, which is unique to the particular branch of ICICI Bank where the account was opened. This code is used to identify the branch and distinguish it from other branches of ICICI Bank.
3. Account Number
The last eight digits represent the account number, which is unique to the individual account holder. This code is used to identify the account and carry out transactions.
What Makes the 18 Digit Account Number Important?
The 18 digit account number in ICICI Bank is important for several reasons:
1. Account Identification
The account number is used to identify the account holder and their account. This is important for carrying out transactions, such as deposits, withdrawals, and fund transfers.
2. Security
The 18 digit account number provides an extra layer of security for the account holder. It is unique to the account holder and cannot be used by anyone else to access their account.
3. Convenience
The 18 digit account number makes it easy for the account holder to carry out transactions, as they can simply provide their account number to the other party involved in the transaction.
How to Locate Your 18 Digit Account Number in ICICI Bank
If you are an ICICI Bank customer, you can easily locate your 18 digit account number by:
1. Checking Your Passbook
Your 18 digit account number is printed on the first page of your passbook. Simply open your passbook and look for the number.
2. Checking Your Cheque Book
Your 18 digit account number is also printed on the front page of your cheque book. Simply open your cheque book and look for the number.
3. Checking Your Account Statement
Your 18 digit account number is also printed on your account statement, which you can access through Netbanking or by visiting the bank.
Conclusion
The 18 digit account number in ICICI Bank is an important aspect of banking, as it is used to identify the account holder and carry out transactions. It may seem confusing at first, but with a little understanding, it is easy to locate and use. By knowing your 18 digit account number, you can carry out transactions with ease and convenience.